Thursday, June 2, 2011

Compare St Louis Health Insurance

Select Insurance Group of St Louis Missouri offers more than 150 health insurance plans in St. Louis, which is part of Saint Louis County, Missouri. Health insurance carriers that offer individual st louis insurance, guarantee issue st louis health insurance, and family health insurance plans in St. Louis include Aetna, CUL, Anthem, Coventry, Assurant, and Aetna. visit www.selectinsuranceteam.com to compare details of the health insurance plans available in St. Louis.



Select Insurance Group can help assist you in finding the right st louis health coverage and the appropriate price range. Our company can help assist you in individual, group coverage, guarantee issue coverage, and COBRA. There are also state coverage programs such as MO Health Net (Medicaid), MO Health New for Kids, and the high risk pool. Eligibility requirements vary. If you have any questions, contact us at 855-GET-SELECT (438-7353) EXT 1.



If you are self-employed in the state of Missouri you can apply for the small group plan or guarantee issue health plan. In order to do so you must have at least two employees to qualify for a group plan, be working at least 30 hours a week, and you must be able to provide tax forms and other business documentation among request of the carrier you are applying to if you are pursuing st louis business health insurance coverage. Carriers in Missouri cannot deny you coverage, but you charges will be based on the health history of employees enrolling.



There are several ways to apply for Medicaid in the state of Missouri (MO HealthNet) including being from a low-income family with children under 19, pregnant women, and newborns. If you qualify, you will receive benefits such as preventive care, inpatient hospital care, lab and x-rays, pharmacy, dental/hearing/vision care, and more. To see if you qualify visit http://www.dss.mo.gov/fsd/msmcp.htm.



There is additional support to children in Missouri under the MO Health Net for Kids plan. The program aims to assist children who are Medicaid beneficiaries as well providing low-cost coverage to uninsured children under the age of 19 whose parents’ is too high to qualify them for Medicaid but too low to afford private insurance. In order to qualify you must be uninsured for at least 6 months, have family assets with a net worth of less than $250,000, and not have access to affordable health insurance. To learn more visit http://www.dss.mo.gov/mhk/index.htm.



Missouri’s high risk pool, Missouri Health Insurance Pool, and guarantee issue st louis health insurance, is meant for residents who are medically uninsurable on the individual insurance market due to a preexisting medical condition. Administered by Blue Cross Blue Shield and Blue Shield, MHIP offers similar plans to those who have private insurance plans. If you’d like to learn about the detailed eligibility requirements, plan benefits, and more, you can visit http://www.mhip.org/. If you work at least 30 hours a week you also are guaranteed st louis health insurance coverage through CUL. Plans starting at 89$ a month for an individual




To learn about specific st louis health insurance plans in the St. Louis area, visit our web page at www.selectinsuranceteam.com.

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