Legitimate Guarantee Issue Individual Missouri health benefits For The Uninsurable

I have been a multi state licensed health and life insurance Broker for 11 years. One of the biggest challenges I've had to deal with through the years has been trying to help the Uninsurable. Unfortunately in most States if you have one of a host of "pre existing" medical conditions you are labeled as "uninsurable" on an individual health insurance policy. This uninsurable status can last for many years and sometimes for life depending on the specific pre existing condition you have been diagnosed with. Some of the pre- existing medical conditions that render an applicant uninsurable for ten years or more are: Heart Attack, Stroke, Diabetes, Cancer, Lupus, Multiple Sclerosis, Muscular Dystrophy, Degenerative Arthritis and a host of other pre existing conditions. In addition, there are applicants who have a combination of controlled pre existing conditions but since they have more than three "ratable conditions" they are also labeled uninsurable.

For example, with many carriers an applicant who has Hypertension and Hyperlipidimia and is also overweight falls under the "3 strikes your out" rule and is labeled uninsurable. Or an applicant may have two of the aforementioned controlled conditions and is not overweight but is a smoker and is then labeled uninsurable also. Or an applicant who has asthma but also smokes falls in to the same uninsurable category with many carriers. These are just a few examples of conditions or "combo conditions" that can render an applicant uninsurable. The question then becomes, what do I do now? Who will insure me against the catastrophic medical bills that I may face in the future? Who will help me pay for the medications I currently am taking to control the aforementioned conditions?

I have just gotten my hands on a Guaranteed issue health insurance plan that is available to people who do not qualify for standard full-coverage major medical insurance, as long as the person works 30+ hours a week. Virtually everyone qualifies because pre-existing conditions or other health related issues such as cancer, diabetes, stroke, heart condition, depression, etc. Guaranteed issue health insurance policies cover many aspects of medical attention, including inpatient, outpatient, doctor visits, and hospital visits. Most guaranteed issue policies are also guaranteed renewable and guaranteed to stay the same on price. Rates are starting as low as 89$ a month for an individual. Did I mention that this coverage will cover you right away if you are planning on getting pregnant and can't wait 18 months for coverage to begin? Call me right away at 1-855-GET-SELECT (438-7353) Ext 1 or go to www.selectinsuranceteam.com or apply direct at http://stephenludwig.mymedquote.com/HomePage.aspx

Do you have questions about Missouri health insurance?

You and your family deserve the best and most affordable health coverage in the state. With health care reform sweeping the nation, it’s important you get all the information you need before committing to any provider. There are important things you need to know before purchasing any Missouri health insurance.

Missouri is ranked 39th in the healthiest states to live in, so selecting the correct insurance is important so you do not get overwhelmed with bad rates and underwhelmed with bad coverage. Missouri, in comparison to other states, has low public health funding (ranked 45th) and has a high rate of preventable hospitalizations.

All states are currently having trouble with general health and insurance, and Missouri is no different. Because of the troubling times, it’s important for you and your family to contact a provider you can trust.Select Insurance Group is your trusted St. Louis insurance agency—and we’re here to get you and your family the most effective, comprehensive and affordable Missouri health insurance you will need for the present and future. Feel free to check out our web page (www.selectinsuranceteam.com) or contact us directly today at 1-855-GET-SELECT! We’d love to answer your health insurance questions, and secure you the coverage you deserve!