The internet has made shopping for insurance easier. Instead of driving around town to meet with an agent, you can compare rates, benefits, and apply online. Some insurance companies even let you apply right from their website.
Does it still make sense to have an agent help you choose a plan? You bet.
Agents are insurance experts. Itýs their job to help you shop plans from leading carriers so you can be confident youýve found the best rates and benefits for you.
4 Reasons To Work With An Insurance Agent
When you consider all the benefits, working with an agent just makes good sense.
Agents guide you through the process. Buying an insurance policy can be complicated. An agent walks you through each step of the process and helps you make sense of all the "insurance-talk".
Agents offer you choice. Your agent has a portfolio of plans to choose from, and will know which policy will protect you the best.
Agents troubleshoot mistakes. A mistake on your application can cause a company to raise your rates or even reject your application. Your agent will help you fill out your application correctly so you get the rates you deserve.
It's free. This is the best part about getting insurance through an agent. Agents collect payment from the companies they represent. So you get all the advice you want, absolutely free.
As professional agents, we're happy to help you find the best plan. You can compare popular plans on our website, too. Get started now with your free online quotes.
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Showing posts with label individual health insurance st charles mo. Show all posts
Showing posts with label individual health insurance st charles mo. Show all posts
Wednesday, July 13, 2011
Why You Should Buy Your Own Health Insurance Policy
For years, Americans expected their health insurance to be provided by their employers. Health coverage came standard with most jobs, and many people never worried about paying their doctor and hospital bills.
Those days are gone. Today, the rising cost of healthcare means that most companies can't afford to offer coverage. And now more and more people are looking at individual health insurance.
Individual Health Makes More Sense
Many people think that individual health coverage is more expensive that group health coverage. And many people think it's hard to find individual coverage that offers comprehensive health protection.
The reality is that individual health insurance offers several advantages over group health insurance. Sure, it'd be nice if your boss paid ever last dime of your health premium — but that's getting rarer and rarer. Employers keep shifting more costs onto their employee's shoulders. For many American workers, every few months means a bigger chunk of their paycheck going to pay for their “employer-sponsored” insurance policy. And many workers are finding that these insurance policies leave plenty to be desired.
The Advantages Of Having Your Own Health Policy
There are several advantages to owning your own health policy.
The right coverage for you. With group coverage, everyone gets stuffed into the same policy. You end up paying for benefits you'll never use… and your own unique healthcare needs often get overlooked. In an individual policy, you get health coverage that's tailored for you.
Coverage you can keep. Leave a job, and you leave behind your employer-sponsored coverage. But with an individual policy, you can go wherever your career path takes you — and your health insurance comes with you.
You are only responsible for yourself. In a group policy, the cost of healthcare is spread out among everyone. That means you end up paying for everyone else's health choices. With individual coverage, you only pay for your health.
For many people, individual health insurance makes more sense. And for less than you think, you can get a comprehensive health insurance plan designed to fit your needs.
Want to learn more? Get free quotes and compare plans online. In less than a minute, you can see for yourself which plans make the most sense for you.
Those days are gone. Today, the rising cost of healthcare means that most companies can't afford to offer coverage. And now more and more people are looking at individual health insurance.
Individual Health Makes More Sense
Many people think that individual health coverage is more expensive that group health coverage. And many people think it's hard to find individual coverage that offers comprehensive health protection.
The reality is that individual health insurance offers several advantages over group health insurance. Sure, it'd be nice if your boss paid ever last dime of your health premium — but that's getting rarer and rarer. Employers keep shifting more costs onto their employee's shoulders. For many American workers, every few months means a bigger chunk of their paycheck going to pay for their “employer-sponsored” insurance policy. And many workers are finding that these insurance policies leave plenty to be desired.
The Advantages Of Having Your Own Health Policy
There are several advantages to owning your own health policy.
The right coverage for you. With group coverage, everyone gets stuffed into the same policy. You end up paying for benefits you'll never use… and your own unique healthcare needs often get overlooked. In an individual policy, you get health coverage that's tailored for you.
Coverage you can keep. Leave a job, and you leave behind your employer-sponsored coverage. But with an individual policy, you can go wherever your career path takes you — and your health insurance comes with you.
You are only responsible for yourself. In a group policy, the cost of healthcare is spread out among everyone. That means you end up paying for everyone else's health choices. With individual coverage, you only pay for your health.
For many people, individual health insurance makes more sense. And for less than you think, you can get a comprehensive health insurance plan designed to fit your needs.
Want to learn more? Get free quotes and compare plans online. In less than a minute, you can see for yourself which plans make the most sense for you.
Thursday, June 2, 2011
Assurant Health Missouri Access Plans
Assurant Health Access is a fixed indemnity health plan designed to bring you access to health care and more for your money. It delivers real value by helping you save on health care expenses and paying cash benefits when you receive certain medical services.
• Independent Patient Care advocates who help you find quality, lower cost doctors and hospitals
• Network discounts on health care charges, retail clinics, prescription drugs, vision care, lab services and more
• Cash benefits to help you pay for health care expenses
• Assistance negotiating discounts and payment plans on outstanding medical bills through Health Payment Advocates
Know the Difference
Assurant Health Access plans pay fixed cash benefits to help pay for health care expenses, regardless of what your provider charges you. Be sure to review the limitations and exclusions listed in your contract
call us for a free Assurant Health Missouri Access Plan quote at 1-855-GET-SELECT (438-7353) Ext 1
• Independent Patient Care advocates who help you find quality, lower cost doctors and hospitals
• Network discounts on health care charges, retail clinics, prescription drugs, vision care, lab services and more
• Cash benefits to help you pay for health care expenses
• Assistance negotiating discounts and payment plans on outstanding medical bills through Health Payment Advocates
Know the Difference
Assurant Health Access plans pay fixed cash benefits to help pay for health care expenses, regardless of what your provider charges you. Be sure to review the limitations and exclusions listed in your contract
call us for a free Assurant Health Missouri Access Plan quote at 1-855-GET-SELECT (438-7353) Ext 1
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