The sad truth about health & dental insurance for barbering & cosmetology professionals is that many times it won’t happen unless you work in a large salon and your employer pays for you to have it. Many factors play a part in this: price, employee participation, turnover, and being a 1099 self-employed "booth rent" person.
Select Insurance Group offers AFFORDABLE insurance coverage for barbering & cosmetology professionals, regardless of pre-existing health conditions- all starting at under 99$/mo and include benefits like disability and maternity. Do we have your attention? Select Insurance Group offers a proprietary product, exclusive for young professionals, with guaranteed acceptance. As long as you are working 30 hours a week, you're approved, guaranteed!
I need you to go to your phone , pick it up, and call one of our licensed insurance professionals at 855-GET-SELECT (855-438-7353) now. What are you waiting for?!!!!
http://www.selectinsuranceteam.com/selectinsuranceblog.html
Showing posts with label cobra insurance. Show all posts
Showing posts with label cobra insurance. Show all posts
Sunday, January 1, 2012
One-in-Four REALTORS® Lack Health Insurance - We have you covered!
While all small businesses have found it difficult to find affordable health insurance, REALTORS® have been even more challenged. Typically, REALTORS® are self-employed, independent contractors-the smallest of small businesses.
In most states, the self-employed are relegated to the state's individual insurance market, where applicants can be turned down for medical reasons and there are few limitations placed on the premiums that companies can charge.
As a result, today, twenty-eight percent of the 1.2 million members of the National Association of REALTORS® - more than one in four REALTORS® - have no health insurance coverage. REALTORS® have cited cost as the primary reason they have no health insurance.
Select Insurance Group offers affordable healthcare options and guaranteed acceptance for REALTORS®, individuals, and small business owners alike. As long as you work 30 hours a week, pre-existing conditions or not, YOU'RE APPROVED! Are you un-insured, paying too much, need better coverage? You owe it to yourself to contact us at 855-GET-SELECT(348-7353) Ext 101 to speak with one of our licensed insurance consultants.
In most states, the self-employed are relegated to the state's individual insurance market, where applicants can be turned down for medical reasons and there are few limitations placed on the premiums that companies can charge.
As a result, today, twenty-eight percent of the 1.2 million members of the National Association of REALTORS® - more than one in four REALTORS® - have no health insurance coverage. REALTORS® have cited cost as the primary reason they have no health insurance.
Select Insurance Group offers affordable healthcare options and guaranteed acceptance for REALTORS®, individuals, and small business owners alike. As long as you work 30 hours a week, pre-existing conditions or not, YOU'RE APPROVED! Are you un-insured, paying too much, need better coverage? You owe it to yourself to contact us at 855-GET-SELECT(348-7353) Ext 101 to speak with one of our licensed insurance consultants.
Thursday, July 7, 2011
Family Health Insurance Quotes - Family health insurance
A Family health insurance quote is the same as an individual health insurance quote. When people think of looking for insurance not only for themselves but for their entire family, they may not think of individual health insurance. But not only is individual health insurance for the individual, it can be for the family health insurance needs as well. Most individual health insurance carriers (family health insurance) have a plans for families. These family plans have advantages over placing each member of the family on a separate individual policy, by placing everyone on one plan together a significant discount in price is provided.. In some cases the maximum out of pocket is lower, or the deductible only has to be met by two members of the family or just one. There is also the advantage of a single bill and one policy. Often an insurance broker is both knowledgeable experienced with individual health insurance companies and policies. Our insurance brokers deal with not only family health insurance quotes, but individuals and can help you and your family find effective and economical family health insurance. Click HERE for a FREE quote!
Affordable Health Insurance | Affordable Health Insurance Quotes | Affordable Medical Insurance
We understand that the rising cost of individual health insurance is costing consumers a large amount of their family budget. Due to this our professional health insurance brokers go the extra mile and search through a wide array of affordable health insurance quotes in order to bring you the very best options in your area. We pride ourselves on lowering your individual health insurance bill and increasing your coverage most of the cases we handle. In the end we goal is to gain you an affordable health insurance quote that provides the needed coverages to make sure your family is secure if anything should ever happen. We do not sell discount or limited plans that can cost people huge when filing a medical claim.
We set ourselves apart from other online health insurance portals by also looking for offline affordable health insurance quotes for you as well, and by providing preferred individual health insurance rates. Our clients claim they find better more affordable health insurance quotes this way then any other. We also will help explain the differences in medical plans for you and consult you to determine what benefits are important to you and which ones are not. By doing this we can identify parts of a medical policy that are not important and eliminate that portion of coverage and bring your rates down even more, the end results is the affordable health insurance we keep talking about. Our online health insurance brokers are ready to go to work for you and at no cost to you, simply click here to get started
We set ourselves apart from other online health insurance portals by also looking for offline affordable health insurance quotes for you as well, and by providing preferred individual health insurance rates. Our clients claim they find better more affordable health insurance quotes this way then any other. We also will help explain the differences in medical plans for you and consult you to determine what benefits are important to you and which ones are not. By doing this we can identify parts of a medical policy that are not important and eliminate that portion of coverage and bring your rates down even more, the end results is the affordable health insurance we keep talking about. Our online health insurance brokers are ready to go to work for you and at no cost to you, simply click here to get started
Tuesday, July 5, 2011
affordable health insurance top 10 ways to save
Top 10 Ways to Save on Health Insurance
There is a great assortment of health insurance plans available in this country. Cost, however, should not be the only reason to commit to any particular plan. By looking for plans that match the necessities of your family, you will be able to adequately protect your loved ones while saving big on money. Below, you will find ten great suggestions for cutting costs on your health insurance plan.
1. Health insurance premiums are all very different, so it is important to make comparisons between many health insurance quotes. Look over the benefits of several different plans and their monthly premiums. It is important that the plan offer sufficient catastrophic coverage and a lifetime maximum benefit of at least two million dollars.
2. We suggest raising your deductible. A high deductible almost guarantees a low monthly premium; however, you will be held accountable for paying your medical bills on your own dollar until the deductible is reached. Plans are available that can remove the deductible for expenses such as office visits, preventative care, prescriptions, and accidental injuries.
3. Consider the cost of co-insurance. This is the fee that your insurance provider pays after meeting your deductible. Companies tend to pay 80% of medical bills after the deductible of usually five to ten thousan dollars, and the insurance company usually covers bills over the annual maximum in full. Some companies will offer 50% co-insurance plans, which can lower monthly premiums; however, for someone who makes regular doctor visits, these plans can cost more money over time.
4. Ensure that the insurance policy meets your medical service provider needs. Insurance plans usually have a list of providers, which offer services for your insurance plan at a reduced cost. By going outside the list of preferred providers, you risk the insurance company only paying a portion of your medical fees.
5. Get a separate policy for each family member. Particularly for children under 18 and older family members, individualized plans can mean saving extra dollars on a health insurance policy.
6. Take the health insurance offered by your workplace. Employers typically pay a portion of or the entirety of an employee's premium; however, they tend to not offer the same services for dependents. If your dependents do not make frequent doctor visits, it may be helpful to consider separate plans based on their needs.
7. Consider COBRA Alternatives. Former employees can participate in COBRA plans, as they offer an extension of an employer-sponsored plan. Individual plans can often help healthy COBRA participants save money. However, those who need repeated medical attention should not consider alternatives, as they can be denied coverage as a result of medical health history.
8. Reduce the risk of being denied coverage. The majority of states offer health insurance plans for people unable to get health insurance from regular providers because of serious medical conditions that require consistent care. High-risk plans are often expensive, which is why it is important to qualify for the plans offered under traditional insurance carriers. Make sure your insurance company knows when a condition has been remedied and no longer needs additional care or medicine.
9. Get a high deductible plan that works with a health savings account. Through a Health Savings Account you can place money into a separate account that will earn interest and be immune to taxes. This account can be used to pay regular medical fees. These accounts work with high deductible plans, which means you will not pay as many premiums. The savings earned by these accounts reduce the potential of not being able to pay for unanticipated medical bills.
10. Learn about government assisted health programs. These plans are typically available to those living below the poverty level; however, there are states that provide assistance programs for those living above the poverty level too. Government assistance comes through subsidies that partially pay premiums for regular health insurance providers.
There is a great assortment of health insurance plans available in this country. Cost, however, should not be the only reason to commit to any particular plan. By looking for plans that match the necessities of your family, you will be able to adequately protect your loved ones while saving big on money. Below, you will find ten great suggestions for cutting costs on your health insurance plan.
1. Health insurance premiums are all very different, so it is important to make comparisons between many health insurance quotes. Look over the benefits of several different plans and their monthly premiums. It is important that the plan offer sufficient catastrophic coverage and a lifetime maximum benefit of at least two million dollars.
2. We suggest raising your deductible. A high deductible almost guarantees a low monthly premium; however, you will be held accountable for paying your medical bills on your own dollar until the deductible is reached. Plans are available that can remove the deductible for expenses such as office visits, preventative care, prescriptions, and accidental injuries.
3. Consider the cost of co-insurance. This is the fee that your insurance provider pays after meeting your deductible. Companies tend to pay 80% of medical bills after the deductible of usually five to ten thousan dollars, and the insurance company usually covers bills over the annual maximum in full. Some companies will offer 50% co-insurance plans, which can lower monthly premiums; however, for someone who makes regular doctor visits, these plans can cost more money over time.
4. Ensure that the insurance policy meets your medical service provider needs. Insurance plans usually have a list of providers, which offer services for your insurance plan at a reduced cost. By going outside the list of preferred providers, you risk the insurance company only paying a portion of your medical fees.
5. Get a separate policy for each family member. Particularly for children under 18 and older family members, individualized plans can mean saving extra dollars on a health insurance policy.
6. Take the health insurance offered by your workplace. Employers typically pay a portion of or the entirety of an employee's premium; however, they tend to not offer the same services for dependents. If your dependents do not make frequent doctor visits, it may be helpful to consider separate plans based on their needs.
7. Consider COBRA Alternatives. Former employees can participate in COBRA plans, as they offer an extension of an employer-sponsored plan. Individual plans can often help healthy COBRA participants save money. However, those who need repeated medical attention should not consider alternatives, as they can be denied coverage as a result of medical health history.
8. Reduce the risk of being denied coverage. The majority of states offer health insurance plans for people unable to get health insurance from regular providers because of serious medical conditions that require consistent care. High-risk plans are often expensive, which is why it is important to qualify for the plans offered under traditional insurance carriers. Make sure your insurance company knows when a condition has been remedied and no longer needs additional care or medicine.
9. Get a high deductible plan that works with a health savings account. Through a Health Savings Account you can place money into a separate account that will earn interest and be immune to taxes. This account can be used to pay regular medical fees. These accounts work with high deductible plans, which means you will not pay as many premiums. The savings earned by these accounts reduce the potential of not being able to pay for unanticipated medical bills.
10. Learn about government assisted health programs. These plans are typically available to those living below the poverty level; however, there are states that provide assistance programs for those living above the poverty level too. Government assistance comes through subsidies that partially pay premiums for regular health insurance providers.
Sunday, June 19, 2011
Health Insurance In Missouri
Employer sponsored health insurance plans make up 54% of Missouri residents health insurance coverage. 5% purchase health insurance from a private plan. 14% of residents are on MediCare and 13% of Missouri residents are on MediCaid.
•13% of Missouri residents are uninsured. Don't let your family be part of this statistic. Get free health insurance quotes now!
•13% of Missouri residents are uninsured. Don't let your family be part of this statistic. Get free health insurance quotes now!
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