An sr22 is required when you have a suspended driver license or an sr22 filing could be needed to keep a drivers licenses from being suspended.
Car insurance rates are based on your driving record. An sr22 filed on you car insurance will not affect your car insurance rate.
There is a small fee for the sr22 filing but your rates are going to be based on the reason for the sr22 filing.
Some people refer to car insurance with an sr22 as sr22 insurance, but actually an sr22 is not insurance. An sr22 is a certificate filed with your car insurance company letting the state department of motor vehicles know you are currently insured.
Drivers who receive a no insurance ticket and are required to file an sr22 will not be affected as adversely as a driver who was convicted of driving under the influence and must file an sr22.
A few examples of drivers who might be required to file an sr22 would be drivers who have accumulated too many points on their driving records for offenses such as too many moving violations, accidents, driving without car insurance, driving on a suspended license, DWI, DUI or a refusal to submit to an alcohol or drug test.
If you need to file an sr22, please allow our agents to give you a quick sr22 insurance quote and find you cheap sr22 insurance.
Select Insurance Group agents specialize in high risk driving records. Remember, just because you have a less than perfect driving record, you do not have to pay for high car insurance rates. It is up to you to shop you for cheap car insurance rates!
1 comment:
I'm from Richmond, VA and it is a law there to have sr22 filings. I didn't know other people were unaware of it until I moved. So, this is good information.
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