One in five drivers aren’t taking advantage of all the car insurance discounts available to them, according to a survey by the Independent Insurance Agents and Brokers of America.
To make sure you’re getting the savings you deserve, ask your independent agent for a policy review. Some of the discounts you could be taking advantage of include:
•Multi-vehicle discounts. If you have another car, or a motorcycle, boat or RV that you tool around in on the weekends, you could save by insuring all of your vehicles with the same company.
•Pay up front. Some insurance companies will give you a break if you pay in full instead of monthly.
•Paperless savings. You could save big—and save a tree—if you choose paperless billing. In most states, Progressive offers discounts to customers who get electronic statements and sign their policy documents online.
•Loyal customer. Sticking with the same company can have benefits. Loyal Progressive customers can take advantage of discounts as well as perks like accident forgiveness.
•Student savings. If your teen is a good student, or away at school and not regularly driving your car, you could get a discount.
Talk to your independent agent for more information on discounts that might be available to you.
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1. Prohibit pre-existing condition exclusions for children in all new plans;
2. Temporary high-risk pool for Americans with pre-existing conditions;
3. Insurance companies no longer able to drop sick people;
4. Lower seniors prescription prices by beginning to close the donut hole;
5. Tax credits to small businesses covering employees;
6. Elimination of lifetime and annual benefit limits;
7. Children can stay on parents' coverage until age 26;
8. New plans must cover preventive and immunizations;
9. Consumers will have processes to appeal insurance plan decisions;
10. Rebates to enrollees from insurers with high administrative expenditures and public disclosure of the percent of premiums applied
to overhead costs.