As a Missouri homeowner it is important for you to understand the rewards as well as the risk when it comes to owning a home. Recently, a tornado ravaged the town of Joplin, MO, permanently damaging hundreds of houses, businesses, and a hospital along its path. Because Missouri is prone to such natural disasters like tornados and floods, having Missouri home insurance is essential in case anything ever happens to your home as a result of any of these occurrences. Having Missouri tornado insurance will alleviate you and your family of any crisis. Missouri home insurance can provide protection from the following:
•The physical structure of your home
•Replacement cost
•Personal possessions
•Additional living expense (in the event of a natural disaster)
•Personal liability
All of these instances can happen as a result of a natural disaster inflicting damage upon your home. Because of the large-scale devastation of the most recent tornado, the time for Missouri residents to act is now so that if your home is ever damaged, you will have good, reliable coverage. At Select Insurance Group, we aim to create custom, top-quality insurance plans that reflect the distinct needs of you, your family, and your individual home. Give us a call today to learn more about our all-inclusive Missouri home insurance policies. 1-855-GET-SELECT (438-7353)
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1. Prohibit pre-existing condition exclusions for children in all new plans;
2. Temporary high-risk pool for Americans with pre-existing conditions;
3. Insurance companies no longer able to drop sick people;
4. Lower seniors prescription prices by beginning to close the donut hole;
5. Tax credits to small businesses covering employees;
6. Elimination of lifetime and annual benefit limits;
7. Children can stay on parents' coverage until age 26;
8. New plans must cover preventive and immunizations;
9. Consumers will have processes to appeal insurance plan decisions;
10. Rebates to enrollees from insurers with high administrative expenditures and public disclosure of the percent of premiums applied
to overhead costs.