Sunday, May 15, 2011

What Happens If You Get Caught Driving Without Auto Insurance?

It doesn't matter where you live, chances are you're going to be required to carry some form of auto insurance policy on your vehicle before the DMV will issue you title and tags-and a judge will let you stay out on the highways, of course! Maintaining your auto insurance coverage is a huge part of being a responsible driver. The problem is, people slip.

So what happens if you get busted driving without an auto insurance policy?

When you're caught driving without auto insurance coverage you can guarantee that you're going to have to pay a fine. How high that fine happens to be is going to depend on your state, but it's not going to be pretty. That's also going to go hand in hand with whatever court costs the judge orders you to pay and, potentially, a civil penalty to get your license back-which we're going to talk about in a minute.

The judge is well within his (or her) rights to confiscate your license if you're caught driving without a license, and they will probably do so with very little hesitation. You can lose your license for up to a year after driving without insurance, and the fees to get it back are usually fairly hefty. Depending on your state's policies you may also find that you have to retake your written test before you can be relicensed, something you probably didn't enjoy very much the first time around.

And then there's the up to five years in jail you could be facing. Any way you want to look at it, it's going to be bad.

The bottom line is that even if you can only afford the minimum level of auto insurance coverage for your state, the consequences of driving without any insurance at all don't bear thinking about. Your bank account will thank you in the long run.


call me for a FREE QUOTE. 1-855-GET-SELECT (4387353)

Steve Ludwig
Select Insurance Group
Saint Peters, MO
636-410-6219 Ext 1

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