Sunday, May 8, 2011

high value homeowners insurance

Travelers Insurance says, "Distinctive homes require distinctive insurance protection." While every home is a signifigant investment, high value homes with special characteristics and architectural features require unique coverage. Often these homes also contain fine possessions such as art, collectibles, jewelry or antiques, which nececitates very special coverage. We have several preferred carriers with whom we can pair you for insuring your home; one example of which is Travelers Platinum Plus, some of whose unique features are as follows:

* Additional replacement cost coverage up to 100% of your Coverage A limits
* Cash settlement option in the case of a total loss
* Accomodation and increased expense coverage includes meals and laundry
* Coverage for costs incurred due to changes in building codes
* Automatic inclusion of personal injury protection
* Higher limits for valuable items
* Data restoration and identity fraud protection included
* Deductibles up to $50,000 allow you to lower your premium

In order to ensure that you have the most appropriate insurance coverage, a free appraisal of your home is provided by Travelers, and in the event of a claim the appraisal provides detailed information which helps to expedite your claim.

call me to get your high value homeowners insurance quote at
1-855-GET-SELECT (438-7353)

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1. Prohibit pre-existing condition exclusions for children in all new plans;

2. Temporary high-risk pool for Americans with pre-existing conditions;

3. Insurance companies no longer able to drop sick people;

4. Lower seniors prescription prices by beginning to close the donut hole;

5. Tax credits to small businesses covering employees;

6. Elimination of lifetime and annual benefit limits;
7. Children can stay on parents' coverage until age 26;

8. New plans must cover preventive and immunizations;

9. Consumers will have processes to appeal insurance plan decisions;

10. Rebates to enrollees from insurers with high administrative expenditures and public disclosure of the percent of premiums applied
to overhead costs.