Thursday, April 21, 2011

Delivering Pizzas? You may need Drive Commercial Auto

Do you or your teenager earn a little extra spending money using your car - maybe delivering pizzas or other products? Many people don't realize that their Personal Auto policy won't cover vehicles when they're used to earn money, including making deliveries.

Be sure to check with your agent or broker to see whether you need a Commercial Auto policy to get the protection you need.

call me at 1-855-GET-SELECT (438-7353) for your FREE auto insurance consultation.

Steve Ludwig
Select Insurance Group
President/CEO

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1. Prohibit pre-existing condition exclusions for children in all new plans;

2. Temporary high-risk pool for Americans with pre-existing conditions;

3. Insurance companies no longer able to drop sick people;

4. Lower seniors prescription prices by beginning to close the donut hole;

5. Tax credits to small businesses covering employees;

6. Elimination of lifetime and annual benefit limits;
7. Children can stay on parents' coverage until age 26;

8. New plans must cover preventive and immunizations;

9. Consumers will have processes to appeal insurance plan decisions;

10. Rebates to enrollees from insurers with high administrative expenditures and public disclosure of the percent of premiums applied
to overhead costs.