Everyone's looking for ways to cutback in these tough economic times. There are almost always areas in the budget where we can save a little money but eliminating auto insurance isn’t an option. Driving without auto insurance isn’t a solution. If you’re involved in an accident and don’t have auto insurance, how will you pay for medical expenses or repair your vehicle? What if you’re found liable for the accident? Talk with your auto insurance company before you ever decide to drop your coverage.
If you are ever involved in an accident, your auto insurance can protect you in many ways. Should you be injured or need repairs on your car after an accident, your auto insurance helps to cover your expenses. If you are at fault for the accident, your auto insurance will cover you. Clearly cutting back on your auto insurance, even if it means a short term savings, is not an option. Auto insurance is not only essential if you drive but it’s the law. Talk with a knowledgeable auto insurance carrier to find realistic ways to save on your premiums.
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1. Prohibit pre-existing condition exclusions for children in all new plans;
2. Temporary high-risk pool for Americans with pre-existing conditions;
3. Insurance companies no longer able to drop sick people;
4. Lower seniors prescription prices by beginning to close the donut hole;
5. Tax credits to small businesses covering employees;
6. Elimination of lifetime and annual benefit limits;
7. Children can stay on parents' coverage until age 26;
8. New plans must cover preventive and immunizations;
9. Consumers will have processes to appeal insurance plan decisions;
10. Rebates to enrollees from insurers with high administrative expenditures and public disclosure of the percent of premiums applied
to overhead costs.